Best 7 Apps To Make Money Online In Nigeria

Apps to make money online in Nigeria

“Opportunities don’t happen. You create them.” – Chris Grosser.

Many people in Nigeria seek ways to make money online but struggle to find legitimate and reliable opportunities. They often fall victim to scams or waste time on ineffective methods.

Imagine the frustration of spending hours searching for online money-making apps, only to end up disappointed with the results. Seeing others succeeding while you struggle to find the right platform is disheartening.

In this article, I will show you the best apps to make money online in Nigeria.

Apps like Swagbucks allow Nigerians to earn rewards by completing simple tasks or surveys.

Let’s dive in.

Best 7 Apps to Make Money Online in Nigeria

1. Swagbucks

Swagbucks is a popular app that allows Nigerians to make money online by completing various tasks.

With Swagbucks, users can earn real money by participating in trivia app games and completing various jobs. Users can accumulate points, known as SB, which can be redeemed for cash or gift cards. One of the main ways to earn SB is by taking surveys that pay real money. These jobs allow you to accumulate points that can be redeemed for cash. These surveys cover many topics and are relatively quick and easy to complete. They are great for earning money and finding jobs. You can earn points and get paid for your time.

In addition to surveys, Swagbucks offers other opportunities to earn money, including jobs that pay well in Nigeria. These jobs provide various points for users to accumulate. Users can earn money by watching videos, playing games, and shopping online through the app to accumulate more SB and receive real money. The app also allows users to earn real money by receiving cashback on online purchases from partnered retailers. Users can pay for their purchases and earn points at the same time.

Another exciting feature of Swagbucks is its referral program. Users can earn money by inviting their friends and family to join the platform using their unique referral link. This way, they can pay and earn points in Nigeria. When someone signs up through the link and starts earning SB, the referrer and the new user receive bonus points.

Swagbucks has gained popularity among Nigerians due to its flexibility and variety of earning options. One of the main reasons why Nigerians are drawn to Swagbucks is the numerous points they can accumulate by participating in various activities. These points can then be redeemed for rewards or cash, making it a highly attractive platform for earning. Whether you are in Nigeria and want to earn money, have spare time during your commute, or relax at home while making some extra cash, this app offers a convenient way to earn points.

2. Upwork

Upwork is an online platform that connects freelancers with clients looking for their services.

It allows Nigerians to earn money by monetizing their skills and expertise remotely, all while earning points. Whether you are a writer, graphic designer, web developer, or translator in Nigeria, Upwork offers a wide range of job categories where you can earn money and showcase your talents. Earn money by completing jobs and accumulating points on Upwork.

To earn money on Upwork in Nigeria, create a profile highlighting your skills and experience in your chosen field(s) to start earning points.

Clients in Nigeria post job listings on the platform, specifying their requirements, budget, and points for each project. As a freelancer in Nigeria, you can browse these job listings and submit proposals for jobs that match your skill set. This way, you can earn points and increase your chances of getting hired.

One advantage of Upwork is its global reach. You can work with clients worldwide, gaining exposure to diverse projects and expanding your professional network. This opportunity allows you to earn points while working with clients from Nigeria.

3. Google Opinion Rewards

Google Opinion Rewards is one of the best apps available in Nigeria for making money online.

With this app, you can earn rewards by sharing your opinions on various topics in Nigeria. Collect points for your valuable input.

Here’s why Nigeria stands out among other money-making apps. It has unique points that make it a top choice for users.

  1. Easy and Convenient
  2. Earn Real Cash
  3. Frequent Surveys
  4. Short Surveys
  5. Wide Range of Topics
  6. Localized Surveys
  7. Privacy Protection
  8. No Minimum Payout Threshold

4. Make Money – Free Cash App

This app provides various opportunities for users in Nigeria to earn cash by completing simple tasks and activities right from their smartphones. Users can earn points by completing these tasks.

Easy Sign-Up Process

Starting with the Make Money – Free Cash App in Nigeria is quick and easy. Earn points and make money with this free cash app. To sign up for the app, download it from your preferred app store and create an account using your email address or social media account. This applies to users in Nigeria as well as other countries. Once you’ve created an account, you can explore different ways to earn money and accumulate points.

Surveys and Offers

One of the main ways to make money through this app is by participating in surveys and completing offers.

The app partners with various companies interested in gathering consumer opinions, so plenty of survey options are available.

You can earn cash rewards by sharing your thoughts on different products, services, or brands.

The app features a wide range of offers that allow you to earn money by trying out new apps or signing up for free trials of certain services.

These offers often come with attractive incentives, making it even more enticing to try them.

Watch Videos and Play Games

If you enjoy watching videos or playing games on your phone, why not get rewarded?

The Make Money-Free Cash App allows you to do just that. You can earn cash simply by watching short videos or playing fun games within the app.

The videos cover various topics such as news, entertainment, sports highlights, and more. As for the games, they range from puzzles to quizzes and provide an enjoyable way to pass the time while earning some extra cash.

Referral Program

Another way to boost your earnings with this app is through its referral program.

By inviting friends and family members to join using your unique referral code or link, you can earn additional rewards whenever they complete tasks or activities on the app. This can be a great way to increase your income without extra effort.

5. Toluna

Toluna is one of the most popular apps in Nigeria that offers a unique opportunity to make money online.

With Toluna, you can participate in surveys and get rewarded for your opinions. It’s a simple and easy way to earn some extra cash right from the comfort of your own home.

One of the great things about Toluna is that they offer various surveys on various topics.

Whether you’re interested in technology, food, fashion, or anything else, there’s likely to be a survey that matches your interests. This makes it more enjoyable to participate and share your thoughts while earning money.

To start with Toluna, you only need to download the app onto your smartphone or tablet and create an account.

Once registered, you can access a dashboard to find available surveys. Take some time to browse through the options and choose the ones that interest you.

When participating in surveys on Toluna, it’s important to provide honest and thoughtful responses. Companies are looking for genuine consumer feedback, so take your time and answer each question carefully.

In addition to taking surveys, Toluna offers other ways for users to earn rewards.

They have regular sweepstakes where you can enter to win big prizes such as cash or gift cards. There are also product testing opportunities where you may receive free products in exchange for providing feedback.

Toluna has a point-based system where each survey or activity earns you points. These points can be redeemed for rewards such as PayPal cash, Amazon gift cards, or even donations to charity organizations if you prefer giving back.

6. Foap

Foap is an innovative app that allows Nigerians to make money online by selling their photos.

With the rise of social media and the increasing demand for high-quality visual content, Foap provides a platform for individuals to monetize their photography skills.

The process of earning money through Foap is simple.

Users can download the app on their smartphones and create an account. Once registered, they can start uploading their best photos to the platform. Foap has specific requirements for photo submissions, ensuring that only high-quality images are available for purchase.

Foap offers various ways for photographers to increase their chances of making sales and earning more money.

Here are some tips:

  1. Focus on popular themes: Research what types of photos are in high demand and align your submissions accordingly.
  2. Pay attention to composition: Ensure your photos are visually appealing with proper framing, lighting, and subject placement.
  3. Use relevant keywords: Tag your images appropriately so potential buyers can easily discover them.
  4. Engage with the community: Participate in discussions, provide feedback on other photographers’ work, and build connections within the Foap community.
  5. Continuously improve your skills: Take advantage of buyer feedback and learn from other successful photographers how to enhance your photography techniques.

7. Playment

Playment is one of the most popular apps in Nigeria that allows users to make money online. With its user-friendly interface and wide range of earning opportunities, Playment has become a go-to platform for many Nigerians looking to earn extra income from their smartphones.

One of the key features of Playment is its task-based system. Users are presented with various tasks to complete in exchange for cash rewards. These tasks range from simple data entry and image tagging to complex activities like content moderation and AI training. The app provides clear instructions for each task, making it easy for anyone to get started.

What sets Playment apart from other apps is its focus on gamification. The developers have incorporated game-like elements into the tasks, making them engaging and enjoyable. This motivates users to complete more tasks and ensures a higher level of accuracy in their work. With Playment, earning money becomes an entertaining experience.

Another great feature of Playment is its flexibility. Users can choose when and where they want to work, allowing them to fit their earning activities around their schedule. Whether you have a few minutes during your lunch break or several hours in the evening, you can easily log into the app and start completing tasks.

Regarding payment options, Playment offers various methods to cash out your earnings. You can choose between PayPal transfers or redeeming your earnings as gift cards for popular online retailers like Amazon or iTunes. This flexibility makes it convenient for users to access their hard-earned money.

8. SlideJoy

SlideJoy is one of the popular apps in Nigeria that allows you to make money online effortlessly. With SlideJoy, you can turn your lock screen into an advertising billboard and get paid for it. It’s a simple concept that offers a passive way to earn extra cash.

Once you download and install SlideJoy on your Android device, you’ll see an ad or news article on your lock screen every time you unlock your phone.

You can swipe right to access your home screen or swipe left to learn more about the advertisement. Whether you interact with the ad or not, you’ll still earn money.

The earning potential with SlideJoy may vary, but it’s a great way to make some extra income without much effort. The app uses a points system, each representing a certain amount of money. These points accumulate over time and can be redeemed for rewards such as PayPal cash or gift cards.

One of the advantages of using SlideJoy is that it doesn’t require any active participation from users.

You continue using your phone as usual, and the app works silently in the background, displaying ads on your lock screen. This means you don’t have to spend additional time or effort completing tasks or surveys like other money-making apps.

Another perk of SlideJoy is its referral program. By inviting friends and family to join SlideJoy through your referral link, you can earn even more points when they use the app regularly. This adds an extra layer of earning potential and allows you to maximize your income without much additional work.

While SlideJoy provides a convenient way to earn money passively, it’s important to note that the earnings may not be substantial enough to replace a full-time job. However, if used consistently over time, the accumulated earnings can provide some financial support or help cover small expenses.

9. Inbox Dollar

Inbox Dollar is one of the popular apps that can help you make money online in Nigeria. This app provides various opportunities to earn cash by completing simple tasks and offers a user-friendly interface for a seamless experience.

With Inbox Dollar, you can participate in paid surveys and get rewarded for sharing your opinions.

These surveys cover various topics, allowing you to express your thoughts on different subjects while earning money.

Another way to make money with Inbox Dollar is through watching videos. The app provides a collection of entertaining videos that you can watch during your free time. Each video comes with a reward, allowing you to earn while enjoying interesting content.

If you enjoy playing games, Inbox Dollar has also got you covered. The app offers various gaming options to compete with other users or have fun playing solo. As you engage in these games, you accumulate points that can later be converted into cash rewards.

In addition to surveys, videos, and games, Inbox Dollar provides cashback opportunities when shopping online.

Using the app’s designated links for online purchases, you can earn a percentage of your spending as cashback rewards. This feature allows you to save money while making purchases and boosts your overall earnings.

Furthermore, Inbox Dollar occasionally offers promotional codes and discounts that can increase your earnings even further. By watching these special offers, you can maximize your income potential through the app.

10. Scooper

Scooper is one of the top apps to make money online in Nigeria. Its user-friendly interface and wide range of features offer users a great opportunity to earn extra income.

One of the main ways to make money on Scooper is by reading news articles. The app provides a curated selection of trending news stories from various sources.

Users can browse these articles and earn points for each one they read. These points can then be converted into cash or used to participate in various activities within the app.

In addition to reading news articles, Scooper allows users to write and submit their articles. This is a fantastic opportunity for aspiring writers or individuals passionate about sharing their thoughts and opinions with others.

By writing engaging and informative content, users can attract more readers and increase their earnings.

Another way to make money on Scooper is by referring friends and family members to join the app. Scooper has a referral program rewards users with cash or points for every person they successfully refer.

This helps users earn extra income and creates a sense of community within the app as more people join and engage with the content.

Scooper offers daily check-in rewards where users can earn additional points or cash by logging into the app regularly. This feature encourages consistent usage and engagement, making it easier for users to accumulate earnings over time.

Features and Benefits of Apps that Pay Real Money in Nigeria

Exploring Various Features

Apps have become a popular choice for Nigerians. These apps offer a range of features allowing users to earn real cash from their smartphones.

One of the key features offered by these apps is the ability to earn cash rewards. Users can complete various tasks such as taking surveys, watching videos, or playing games to accumulate points that can be redeemed for real money.

Discussing Benefits

The benefits of using these apps extend beyond just earning real money.

One major advantage is the flexibility they offer. Unlike traditional jobs with fixed schedules, these apps allow individuals to work at their own pace and on their terms. Whether you have a few spare minutes during your lunch break or want to dedicate several hours in the evening, you can easily fit app-based tasks into your schedule.

Convenience is another significant benefit provided by these money-making apps. All you need is an internet connection and a smartphone, and you’re ready to start earning. There’s no need to commute or deal with traffic jams; you can work from anywhere – at home, in a coffee shop, or while waiting for public transportation.

Additional Perks

Apart from offering opportunities to make real money online in Nigeria, some apps offer additional perks that enhance the overall experience.

For instance, many apps have referral programs where users can invite friends and family to join the platform using a unique referral code. In return, both parties receive a bonus or incentive, increasing their earnings.

Maximizing Your Earning Potential with Online Money-Making Apps in Nigeria (Final Thought)

From Swagbucks to Scooper, these apps offer various ways to earn extra cash from your smartphone. Whether you’re looking to take surveys, complete tasks, or sell your photos, there’s an app for everyone.

To maximize your earning potential with these apps, staying consistent and dedicated is important. Set aside time each day to actively engage with the apps and explore all the available opportunities. Remember, the more effort you put in, the more rewards you’ll reap.

So why wait?

Start exploring these money-making apps today and unlock new possibilities for earning income online. Whether saving up for a special purchase or simply looking to supplement your existing income, these apps can help you achieve your financial goals. It’s time to take control of your finances and start making money on your terms!


Are these money-making apps safe to use?

Yes, all the mentioned apps are safe to use as they have been widely used by millions of users worldwide without any major security concerns reported.

How much money can I expect to make using these apps?

The amount of money you can make using these apps varies depending on several factors such as the time and effort you invest, the tasks or surveys you complete, and the availability of opportunities at any given time. While some users have reported making a significant amount of money through these apps, it’s important to manage your expectations and view them as a supplemental source of income rather than a full-time job.

Can I use these apps on both Android and iOS devices?

Yes! All the mentioned money-making apps are available for both Android and iOS devices so that users can access them regardless of their preferred operating system.

Do these apps require any upfront payment or investment?

No, these apps do not require any upfront payment or investment from users. They are free to download and use, allowing you to start making money without spending a dime.

How long does it take to receive the earnings from these apps?

The time it takes to receive your earnings varies depending on the app and the payout method you choose. Some apps offer instant withdrawals, while others may have a minimum threshold that needs to be reached before cashing out. Make sure to check the specific details provided by each app regarding their payment processes and timelines.

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